If you are one of the many people that are worried about their financial future and want to protect their financial well-being tomorrow…
…this Motley Fool Review is for you!
I’ve done a TON of research on the Motley Fool. So, this is going to be a very in-depth resource.
Feel free to skip ahead to the sections you are most interested in.
But most importantly, please let me know if I missed anything or if you have any questions about the Motley Fool in general.
The fact is, few people think about their financial future enough (if at all).
Therefore, merely thinking about your finances is the first step to a prosperous financial future.
From there, your next step is to take action and educate yourself on how to have a successful financial future.
In order to accomplish this, you need financial literacy in your life!
Why is that?
Because people who are not financially literate are far less likely to:
- Invest wisely
- Save for the future
- Meet their financial goals
Fortunately, you do not need to become part of that group because there numerous online resources to help improve your financial literacy.
So, regardless of whether you are an adult looking to improve your financials or a college student seeking financial independence – we have the resources for you!
But what are those resources, and where can you find them?
Where should you turn for financial advice?
There are many different paths lead to financial health and prosperity…
…but it can be challenging to determine the correct path to take.
How do I save? How do I invest? How do I make money in the stock market? What is the stock market?!
People often turn to the internet to get advice from people who specialize in analyzing these things.
Going to the “experts” is not a bad idea – after all, the stock market has helped countless people create and grow their wealth. But how do people make money in the stock market?
They make money by buying and selling shares of publicly-traded companies.
To put it simply, you can make money by being a fractional owner of companies like McDonald’s, Amazon, Netflix, and many others.
However, it is not easy to determine which companies will be profitable and which will be flops.
Moreover, if you have no experience in the stock market, putting your hard-earned money at stake can be very intimidating.
But like anything in life – practice makes perfect!
There are people with years of experience that can give you the knowledge necessary to be successful.
Not just in the markets, but in all areas of your financial life.
With that said, who can you trust for financial advice?
That is a difficult question to answer.
Thankfully, we are here to save you a whole bunch of time in your search.
By now you know the one financial resource that I use and know you can trust.
It’s the Motley Fool, and are one of my go-to financial advisor resources.
The question is…
…are they be right for you?
The Motley Fool Review Overview
The Motley Fool is a multimedia financial services company that gives users financial advice on topics like:
- Stock market
- Personal finance
The Alexandria, Virginia-based company was founded back in 1993 by the brother duo of David and Tom Gardner.
Now, in 2019, the company has over 300 employees working to make you a financial wizard.
If you visit their website (www.fool.com), you will discover countless articles on critical financial topics like investing, stocks, and retirement planning.
The Fool also boasts an active community of members that share information and opinion about their investment decisions.
Additionally, users can access a competition-based crowdsourcing feature and other paid premium services.
So, what is the mission of the Motley Fool?
To empower the casual investor to “beat the market” and outperform Wall Street analysts and financial professionals.
The Motley Fool does this by combining humor and humility with professional research…
…that discovers undervalued stocks to make you successful.
But it is not all about beating the market; you can use the Motley Fool to improve all areas of your finances.
The Motley Fool Premium Services
OK, now I’ll get to the REAL reason you’re here… Of course, you can learn a lot from free online resources.
But I’m sure that’s not why you’re here.
You want to know if the Motley Fool is worth the money, right?
Of course, you do! Who doesn’t? You’ve probably seen a bunch of their ads and you’ve heard people talking about them.
So, are they legit? Will they help you make money?
Let’s find out…
These services can range in price from $149 per year to $999+ per year. (Premium Service Pricing)
But are they worth it? That depends on you and your needs.
So, let’s see what we are working with.
I’ll do my best to review all their premium services, but I will spend the MOST time on The Motley Fool Stock Advisor since that is their flagship product.
Also, the Fool says it has outperformed the market with a staggering 335% return!
So, is it too good to be true?
Stock Advisor Review
If you’re looking for some help picking stocks.
You may be in luck; The Motley Fool Stock Advisor is here to help.
For $199 per year, the Stock Advisor comes with the following:
- Two new stock recommendations each month
- “Best buy” stocks
- Foundational stocks
These recommendations can be especially helpful for new investors trying to build their portfolio.
In fact, stock picks from the founders have historically beaten the market.
Tom Gardner’s picks have earned a 149% return, and David Gardner has generated a 527% return!
Now that is not a bad return on investment. (if it’s true)
But as you know, I’m a stickler for research and facts. So, I won’t take their word for it, I’ll investigate further.
Motley Fool Stock Advisor Performance
Here’s what I found…
In a 12-page research report published by Penn State University in 2017, Greg Filbeck, Alexander Lyon, Xin Zhao found the following
Stock Advisor’s recommendations do statistically outperform the matched samples and S&P 500 index, since the creation of Stock Advisor in 2002 regarding both short-term and long-term holding periods.
Their research does get very technical, but basically what it means is that the Fool isn’t lying or exaggerating about their performance.
The authors tried to refute the Motley Fool’s claims by discounting many different risk factors in the market. But even after running their analysis, the Fool’s claims hold true…
Ok, so now that we know they aren’t lying about their performance, what about the actual company?
Is the Motley Fool legit?
As I mentioned earlier, I do believe their stock performance is completely legit.
I also know that since the 2008 crisis, financial firms like the Motley Fool are under strict reporting guidelines. So, I don’t believe they are lying about their performance.
But can you trust the company as a whole? Being truthful about performance is only half the battle.
Whenever you give someone your money, you need to know if they are the real deal.
So, is the Motley Fool a scam?
The answer is no, definitely not.
Of course, no company is perfect. And the reason I bring this up is because some of their Ads are a little scammy looking.
And if you look on social media it’s very easy to find messages like this one
But you can find that about anything these days.
That’s one of the problems with social media…
The fact is, the Motley Fool is one of the most reputable companies in the financial industry. They have been in business for over 25 years and are valued at over $700 Million.
Is Motley Fool worth it? Is Stock Advisor Worth it?
The short answer is yes.
But with some warnings…
If you are looking for a get rich quick scheme, then NO, the motley Fool is not right for you.
Or if you are not ready to start investing, then NO, the motley fool is not right for you.
For full transparency, I am a subscriber of the Motley Fool Stock Advisor service. I have made a significant amount of money from their picks.
So, I’m happy with my decision so far…
However, it’s not a magic pill. You need to follow their advice and place the trades they recommend.
You won’t be successful if you don’t place all their recommendations. Because the fact is that not ALL trades will be winners. They will recommend some stocks that decrease in value and some that gain.
However, if you trade all of them, you’ll find that your average return is much higher than the rest of the market.
So, the bad news, it’s not automatic. You need to work for it! Place the trades and keep monitoring your portfolio.
Here’s some good news I’ve secured a deal with the Motley Fool to give all my readers a discounted rate on Stock Advisor! (Unfortunately, I couldn’t get the same deal for ALL their premium services, but “hey” something is better than nothing right?)
If you use my link, you’ll get Stock Advisor for 50% off.
It’ll cost $99/year instead of $199/year. Or $19/month is you choose to pay monthly.
You all know me well enough now that I didn’t just stop at asking for the discount. I thought to myself, it couldn’t hurt to keep pushing, right?
So, I asked if they could offer my readers a lil something extra.
Here’s what they came back with:
Not only will you get the full Stock Advisor Service for half off, but you will also get:
- “Tom Gardner’s Double Down Stock.” ($29 value)
(** This is a special offer for Dollar Builders, it normally costs $199)
Let me know in the comments if you have any other questions about Stock Advisor or about the Fool in general, I’d be more than happy to help.
P.s. it’s VERY important that you see the report listed with the correct price of $99.
This is a special offer for my readers only. You won’t get this anywhere else.
So, if you don’t see the report listed on the order page, please let me know. Click here to contact me directly.
The Motley Fool Reviews & Testimonials
“Motley Fool’s changed my life in this main respect: I’m financially independent today. I didn’t think that would be possible until maybe my mid or late 60s. I have the ability to make choices and quality-of-life decisions now that I would never be able to make before.” Mark T., Des Moines, Iowa
“If I can do it, you can do it. I was able to buy my house because of investments through here. It’s been a life-changing experience for me.” Linda D., Nashua, New Hampshire
I forgot to mention that the above offer is this is a no risk offer. The Motley Fool offers a 30-day money back guaranty. So, if you’re on the fence, don’t hesitate to give it a try. Use this link to get the best offer with the report.
David Gardner Stock Picks
Get David and Tom Gardner’s top stock picks for 2019 now.
Rule Breakers Review
It is time to “break the rules!”
Rule Breakers gives users recommendations for the top growth stocks.
The Motley Fool claims to be one of the first to recommend stocks like Tesla and Under Armour.
Imagine if you had thrown a few bucks into those stocks?
The $299 annual price tag would be nothing now.
However, based on the graphs above, why would anyone choose Rule Breakers vs Stock Advisor?
The answer is… It’s true that historically Stock Advisor has outperformed Rule Breakers BUT it has potential to beat it in the future.
Stock Advisor’s recommendations are lower risk stocks whereas Rule Breaker’s recommendations are riskier growth stocks.
Rule Your Retirement
Are you ready to “rule your retirement?”
This service comes with recommendations for mutual funds and exchange-traded funds (ETFs).
There are also tips on getting the maximum Social Security benefit and articles on subjects that impact retirees.
Those approaching retirement age can benefit from ‘Rule Your Retirement,’ as well.
The service is just $149 annually.
This feature is an advanced course for those who really want to get involved with stock trading.
However, if you are up for the challenge, you can get access to “Options University” and begin your learning journey on options strategies.
This feature will cost you $999 per year but will teach you everything from basics to advanced.
There are also options trade recommendations and weekly news commentary.
To sum it up, it is entirely up to you whether you want to pay for these services.
Your success is determined by your personal decisions, timing, and many other factors.
So, it all comes down to…
…does this service add value to your investment portfolio?
If not, there is still an abundance of free resources made available by the Motley Fool.
The Motley Fool Free Content and Features
If you are looking for general information on things like:
- How to start investing
- How to get started with retirement planning
- How to successfully build a retirement portfolio
You can access tons of free information on the website.
With the vast amount of investing information websites…
…Motley Fool can be your primary source or complement other sources of your financial education.
With that said, let’s take a look at the free content available on the Motley Fool website.
Learn About Stocks
Motley Fool gives you up-to-date information on everything happening in the stock market and on the hottest stocks in the news on any given day.
There are thousands of articles on companies written by employees and freelance writers.
Learn How to Invest
What good is investment advice if you do not know how to invest in the first place?
So, you may find the most useful section of Motley Fool to be information on getting started.
As a new investor, you can read through this entire section to get comfortable with the basics of stock investing.
The ‘How-To’ sections include things like:
- How to Invest in Stocks
- Start Investing with $100 Per Month
- Step-by-Step Guide to Opening a Brokerage Account
There is also a series called “13 Steps to Investing Foolishly” that is very helpful to new investors.
And you do not need to be a beginner to benefit from this section – it can also be an excellent refresher!
Whether you want to want to be a Wall Street Wizard or a casual investor…
…you are going to want to retire!
Retirement planning is one of the most crucial areas to consider now, especially if you have not started.
It would be best if you began to understand your 401K, Roth IRA, and traditional IRA options.
Motley Fool has an excellent section on retirement that aligns with the company’s emphasis on long-term investing.
You can start by learning all about the basics of 401K and IRAs. Additionally, there is information on Social Security.
There is also a section called “13 Steps to Retire Foolishly” which will give you an excellent foundation on this subject.
There are sections tailored to different age groups (i.e., people in their 20s, 30s, 40s, and 50s).
On top of that, there are articles on any retirement topic that you can think of, including:
- Should I Get a Reverse Mortgage?
- Should I Get a Long-Term Care Policy?
- 6 Important Retirement Dates You Should Know
You can rely on this information to get you started and stay on track for retirement.
Top Rated Podcasts
So, you do not like reading?
Luckily, the Motley Fool does more than written information.
The company has recently launched a podcast series on investing and personal finance.
Each episode ranges from 15 minutes to 1 hour, and you can find them on the Motley Fool website.
You can also see parts of these podcasts, with video, on the Motley Fool YouTube channel.
Some of the podcasts include:
- Rule Breaker Investing: In this series, David Gardner gives his opinion on the most disruptive and innovative companies on the market.
Topics include: ‘5 Stocks Shrouded in Mystery’ and ‘Get Your Kids Started in Investing.’
- Motley Fool Money: This podcast derives from the company’s syndicated radio show, which plays across the country every week. The show features multiple analysts that discuss major investment news and stocks.
Topics include ’20 Stocks in 2019’ and ‘Taking Stock in Cannabis.’
- Industry Focus: As the name implies, this series offers information on specific industries and key stocks worth a second look.
Topics include: ‘Investor’s Guide to Oscar Nominations’ and IBM, Comcast, and eBay’s Quandary.’
- Market Foolery: This podcast gives you short, daily updates on stocks in the news.
Topics include: ‘The Future of Batteries’ and ‘Three Low-Risk Ways to Invest in Biotech.’
The Ascent – Personal Finance
Need help with your personal finances?
The Ascent, launched in July 2018, is a relatively new portal dedicated to personal finance topics.
The comprehensive library of review topics includes:
- Credit cards
- Savings accounts
- Online brokerages
- Insurance products
- And more!
You can also find detailed information on interest rates, personal and auto loans, and mortgages.
Each topic is well-covered in terms of length and breadth of information.
It is important to note that The Ascent is a separate editorial entity from Motley Fool.
Regardless, the addition of this personal finance section is much needed.
Motley Fool CAPS Community
CAPS is a free crowdsourcing community created to help users find good stock tips.
Here is how it works:
- Users rate stocks based on expected performance (compared to the S&P 500)
- Motley Fool generates a score for users based on accuracy
- Shares receive ratings based on the user consensus of how the stock will perform
Users with higher ratings can influence a stock’s rating more than other users.
The user with the highest rating get the title of ‘Top Fool’ and is displayed prominently on the website.
Keep in mind; you must make at least seven active stock picks.
When you rate a stock, you can also give a detailed analysis of why you gave the rating.
Motley Fool Discussion Boards
The Motley Fool also has free discussion boards that cover a wide range of investment topics.
These discussion boards cover just about any topic you can think of, and you can get information from “real” people (as opposed to professionals).
The most active discussion boards are things like investment analysis clubs that cover certain stocks or sectors.
Motley Fool Scorecard
Ever wonder how your investments are performing?
Motley Fool has the Scorecard tool that can help you track your investment portfolio or other securities that you are watching.
The Scorecard lets you enter your investments and see the performance of your entire portfolio in one place.
The Scorecard has 40 different data points and can track multiple portfolios.
Motley Fool Companies
Motley Fool has three sister companies that focus on:
- Investment Management
- Wealth Management
- Venture Capital
The companies are Motley Fool Asset Management, Motley Fool Wealth Management, and Motley Fool Ventures.
Motley Fool Social Media
Motley Fool has a significant social media presence and an active community of loyal followers.
This includes social media platforms like:
- Twitter: 725,000 followers (@themotleyfool)
- Facebook: 680,000 followers
- Instagram: 6,300 followers
- LinkedIn: 160,000 followers
- YouTube: 45,000 subscribers
Each platform offers investment news and advice (among other things), so do not hesitate to give them a follow!
Is The Motley Fool right for you?
The Motley Fool is an investing service that has something for everyone.
If you are looking for somewhere to get started – look no further!
If you are looking for somewhere to expand your knowledge – again, look no further!
The Motley Fool has tools, services, and communities for people of all experience levels.
The inclusiveness and flexibility of this company’s offerings is one of our favorite things about them.
So, if you are someone looking to take control of your financial future, the Motley Fool is a great place to start.
And we do not always recommend companies to such a broad range of people…
…but that is how much we like the Motley Fool!
The Motley Fool Review Summary
Did you learn something today? Are you ready to take control of your financial future?
Are you prepared to…
- Beat the market
- Get on track for retirement
- Control your financial future
- Improve your finance knowledge
If so, the Motley Fool has something for you!
You can subscribe to Premium services that give you more stock picks, retirement advice, educational materials, and much more!
But you do not need to take our word for it…
…you can hear it for yourself on the Motley Fool discussion boards.
Alternatively, you can visit the website (www.fool.com) and see what all of the hype is about.
You will not be disappointed!
Don’t forget, you can get Stock Advisor for a limited time for only $99/year.
Plus the bonus report!
- “Tom Gardner’s Double Down Stock.” ($29 value)
Again, if you don’t see the report listed on the form. Don’t buy it. Let me know first and i’ll make sure you get access to it.
Motley Fool - Stock Advisor$99.99
Value and Cost9.5/10
Ease of use10.0/10
- Robust online community where users can get advice, stock tips, and share information.
- Easy-to-understand advice that is great for beginners and advanced users alike.
- Comprehensive information that can bring you from beginner to advanced investor in no time.
- Best in Class Performance
- Premium services can be costly.
- Vast amount of information can be challenging to manage.