Here are five ways to save money, every day, by just being a little more mindful about daily living – from turning off your appliances to eating a decent breakfast, shopping with a pre-planned list, and saving on your energy bills.
1. Turn Off Your Appliances
One great way to save money is to cut down the amount of television you watch. This will result in a lower electricity bill (and perhaps a lower cable bill too) also, at night, make sure you turn the TV off at the plug rather than leave it on standby, as this still consumes electricity. The same is true for your desktop computer, and don’t leave your laptop charging all night – when it’s fully charged, turn it off.
If you’re super frugal, then some people have been known to charge their laptops and mobile phones on their train journey to work and back rather than consuming their own electricity.
2. Make Rather Than Buy Gifts
Many people appreciate the effort and personal touch that goes into handmade gifts, yet all too often we feel we need to spend a heap of money to satiate people’s need to receive a special gift, yet this often isn’t the case.
You could make food mixes, candles, freshly baked bread, homemade soap, and all sorts of other things at home quite easily and very inexpensively. Don’t feel cheap in doing this, as people appreciate the personal touch and will respect it if they know you don’t have much money right now. After all, how much effort does it take to go to a store and whap out your credit card vs. taking the time to make a handmade gift?
3. Write a List Before Food Shopping
Supermarkets prey on our impulsive psychology to increase the spend of each customer in their shop; no doubt if you go to a supermarket perusing the aisles for something tasty to eat, you will end up spending a lot more than if you write out a list in advance and stick to it.
Most people end up making impulse buys and unplanned purchases when shopping, and a shopping list helps mitigate this temptation.
The other golden rule when it comes to food shopping, is don’t go when you’re hungry – it’s proven that people spend way more on food shopping when they are feeling hungry. Make sure you have a decent meal before heading to the shops, as otherwise your basket will likely be full of expensive, unhealthy and unnecessary snacks.
4. Switch Providers
Whether it’s your energy bill, phone bill, broadband bill, or cable TV bill, you can often save a heap of money by switching providers and finding the best deal. You can compare energy prices using Simply Switch which is a government partnered provider powered by money expert. By switching provider, you could save a couple of hundred pound on your energy bills, which are substantial savings, for little effort on your part.
5. Eat Breakfast
Eating a healthy breakfast not only fills you up with energy for the day, it also curbs your desire to spend money on snacks or indulge in an extravagant lunch. Breakfast can be can be very healthy, quick, and inexpensive; for instance, a bowl of oatmeal in the morning is extremely cheap yet healthy.