No one likes to be in a bad spot in life. People want to live comfortable lives where their job is secure and their finances are stable. Sadly, the world isn’t fair and no matter how safe you feel, there’s always the possibility of misfortune striking at any time.

But what if you could turn that misfortune into money? What if there was a silver lining for every bad situation that you’ve been in? In this article, we’ll be showing how you can easily locate that silver lining and turn most of your misfortune into something positive.

You pay insurance premiums, so make the most of them

One of the biggest wasted opportunities for cash is when we suffer misfortune and fail to capitalize on it. For example, some people will end up in accidents or lose something in their home and forget that it’s probably covered by an insurance plan. If your home is damaged due to the weather, then there’s a good chance that your home insurance plan can help you pay for the damages and you can even seek compensation. If you’ve been in a car accident, then there’s a good chance that you can get paid a large sum of money to help you offset any medical and repair bills, in addition to compensation.

Make sure you hire a reliable ICBC claims lawyer whenever you try to turn your misfortune into money. Making insurance claims might sound straightforward and obvious to some people, but to others, it’s fairly alien because they’ve ever never been in an accident before or they’re unsure how the process works. As long as you contact your insurance company and let them know there’s been an accident, they’ll be able to help you out.

Don’t stand for poor product purchases

Whether you’re purchasing a new smartphone, laptop or kitchen appliance, remember that there are many laws to help prevent fraudulent merchants from running off with your money. If you’ve purchased something from a well-established retailer (such as Amazon) and they deliver you something that is in pieces, not working as advertised or even completely incorrect, then you don’t need to stand for it.

Filing a complaint and seeking compensation might seem like a troublesome task that you shouldn’t bother with. After all, waiting an extra day for a failed delivery isn’t so bad if it’s something small like a toy for your kids, but what if the replacement computer part you requested is faulty? Situations like this can actually cause you to lose a day of productive work, and you can seek compensation for the money that you’ve lost as a result of it.


There are many more ways to find the silver lining in your misfortune and we’ve only given you a couple of examples, but the theme should be clear. Don’t let companies take you for a ride and don’t let them steal your money from you. Whether it’s an accident that you’re not claiming compensation on or a failed delivery that ruined a productive work day, fight back and turn that misfortune into something positive.

Thousands of people are already using TDB to improve their finances. Why not join the community and learn how to get more from your money?
We hate spam. Your email address will not be sold or shared with anyone else.