What would you say if I said you were almost certainly owed some money, and that it could be int he thousands of dollars? You’d probably think I was mad, but the fact is there is roughly $32 billion held in unclaimed money in the United States, and that is not even the whole story when it comes to unclaimed cash. So, although I cannot say with total certainty that you ARE owed money, there is a very good chance that is the case.
Interested? Here are some of the most common sources of unclaimed money for you to investigate:
It’s not uncommon for individuals in the United States to overpay in their taxes,a nd although most of the time this is sorted out fairly quickly, and the money returned, this is not always the case due to misunderstandings, errors, changes in mailing addresses and so on. Here is some good information on IRS refunds. I advise you check it if there is any chance you may be entitled to anything.
Have you ever been in an accident that wasn’t your fault? Did you take legal action against the guilty party at the time? If not, you may still be able to do so with the help of a lawyer. Even if you were partially to blame, if you live in a comparative fault state, about which you can learn more here, you could be entitled to go for compensation and depending on the severity of your injuries and the loss of earnings you experienced as a result, you could be entitled to quite a lot. It’s definitely worth exploring if you think you could have a case.
Bank Accounts and Safe Deposits
If you’re good at managing your money, you may think it mind-boggling that people could ever lose track of their money in bank accounts and safety deposit boxes, but it is much more common than you might think, People move home, lose bank books and their accounts become inactive. Luckily, it is possible to track these down using tools like http://www.missingmoney.com/. If you know that you’ve moved around or you feel like you’ve had more bank accounts in the past (even if it’s the distant past) input your details and see what you find. You may just find that you have an unexpected windfall coming your way.
Surprisingly (or perhaps not so surprisingly) lots of people also end up forgetting about old life insurance policies that they have taken out, perhaps because they buy a better one or they move to a new job which covers them instead. There are literally millions of dollars worth of unclaimed policies out there, could one of them be yours?
Most new utility customers must pay utility deposits before gaining access to the services. These deposits should be, but many people forget about them when they’ve been paying the bills for a few years or they move on. The thing is, that money is rightfully yours and you can, and probablyn should, track it down again.
Let me know if you uncover any unclaimed money of your own!